Turn future credit card sales into CASH, today!

Get access to working capital without the headaches of a bank loan.
Our application is easy to complete and we have the strength to make decisions quickly.

Use the money to:

• Open new locations or remodel existing locations
• Purchase new equipment and inventory
• Launch advertising and promotional programs
• Pay Taxes
• Buy out a partner
• Anything to do with your business

We approve businesses in industries that banks often reject. We also offer other advantages when compared to traditional financing and SBA products, including:

• Cash in 10-14 business days
• Low application fee
• No fixed repayment schedule- we get paid when you get paid!

We give you access to working capital without the headaches of a bank loan.

Our application is easy with FAST approvals! 

How do I know if I qualify?

The company must has been in business for 24 months and be under the same ownership for the past 6 months, have at least $5000 of credit card sales per month, and meet other simple requirements. 

What can I use the money for? 

Most of our customers use the money for business-building needs like adding more seats to their restaurants, advertising or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues that could interrupt your business.  

How soon can I get the money?

The average time from receipt of a contract to funding is usually under 10-14 working days. 

Do I need to change credit-card processors?

You will need to change credit-card processors to one that has a relationship with us. It is the unique way we collect the future sales you sold us. Our processors guarantee to meet-or-beat the transaction rate on your current processing needs. 

What kind of discount do I get if I pay early?

Since this is not a loan, there is no monthly payment schedule. We get paid only when you get paid therefore there is no discount for early payment. We purchase a specific amount of your future sales.   

Why do you have to review my personal credit?

We use a business-friendly scoring model that blends general economic data, business and guarantor information to assess risk. Considering your personal credit is a part of the process.  

What qualifies as proof of ownership? 

Articles of incorporation, board-meeting minutes, a corporate tax return or a business license showing the guarantor’s name as an owner are all great proofs of ownership.

How often are payments  deducted?

We collect from a small percentage of your daily credit card sales.  

Will I get a monthly statement?

Yes, you will receive a printed monthly statement. You may also view your daily statements online by logging into a private and secure area of our Web site.  

What do you mean by “gross volume?”

Gross volume refers to your total receipts from all sources, including cash, credit cards, debit cards and checks. 

Whom do I call with questions about my account?

You can call our Customer Care Group at 1-919-954-1199, between the hours of 9:00am and 5:00 pm EST.