Check Authorization

Check authorization is a simple process at the point of sale. Your sales associate enters the customer's driver's license information into the point-of-sale credit card terminal and/or slides the check thru a check reader to capture the bank account data. In less than one second, the check is authorized from a database of millions of records, accessing both local and national negative files of unpaid checks.

Electronic Check Conversion

Imagine a check transaction that feels like a credit card transaction! After scanning your customer's check an image of the check is instantly stored in the check reader/imager! A receipt is printed from the terminal which the customer signs allowing for ACH funds transfer! You hand the check back to your customer and funds are credited to your account within 48 hours. Now you can eliminate going to the bank and worries about losing or having your check deposits stolen. Plus, you get rid of costly deposit item charges, bad check fees, banking time & effort, deposit ticket costs, & cash flow delays.

Accept Check On Your Web Site!

Now your business can accept online checks and get fast verification of account status. You don't even need a shopping cart to process online checks with our Virtual Terminal! Call us now for pricing and to learn how check processing can boost your business.

Nsf Collection 

The key to our success is our Electronic Account Monitoring System (EAMS). With EAMS, we’re able to ping or query an account to find out when the checking account returns to a positive balance or has sufficient funds to cover the outstanding item. With a positive response, we’re able to electronically debit the checking account for the amount of the NSF check and then forward funds from successfully collected items to you, electronically.

90 Days same as Cash

Accounts Receivable Conversion. Used by stores to do in house financing. A great tool for merchants to up sell their customers and close the sale today. We've made it simple for the merchant to accept multiple checks from a customer for a purchase today.  Approval is NOT linked to the customers credit.   This allows you to take over time payments from people with BAD CREDIT or NO CREDIT.  We also allow you to charge the customer a payment plan fee.  In most this cases creates a new revenue stream for the store by imposing a flex pay fee which easily pays for the program.